What is Retirement Planning? It’s been said that the best way to define something is to start by defining what it isn’t…so here we go. Far too often, affluent families and retirees are approached by non-fiduciaries like an insurance agent, banker or stock broker to help them with their retirement planning. These efforts typically boil down to “camouflaged” attempts to simply sell the client an insurance product, a banking product or stocks the broker wants to sell, all of which are good for the people selling them, but often times not very good for the client. Such efforts fail to account for the family’s financial goals, risk tolerance, unique circumstances or desired outcomes.
True Retirement Planning begins by working with a Trusted Advisor, a fiduciary who will take a comprehensive look at a client’s overall financial circumstances, and design a custom plan to address the client’s unique situation, taking into account the client’s goals, needs, desires, risk tolerance and other relevant financial and non-financial data. A well designed plan really incorporates other disciplines like investment planning, income planning, tax planning and estate planning.
At Winning The Money Game, you will work with a professional with multiple licenses and designations. Our founder, Ike Ikokwu, is licensed as a Certified Public Accountant and a Certified Financial Planner. He also holds an insurance license and is an investment advisor representative with Horter Investment Management. Whether relying on Ike’s multidisciplinary expertise or relying on the expertise of other trusted advisors he engages on client engagements, you get a well through out retirement plan that leaves no stone unturned.
By working with the specialists at Winning The Money Game, you’ll have a custom retirement plan that will allow you to maximize the amount of money you have saved for retirement. More importantly, your specialists will ensure that there are no gaps or weaknesses within your plan’s design. You’ll be confident that at retirement, you will be able to maintain the same standard of living, if not better, during one of the most exciting times of your life. And, after it’s all said and done, your assets will pass on to your beneficiaries without any unintended wealth transfers to the IRS.
To schedule a time to discuss your retirement plan, call us today at 470-253-9711 ext 101.